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You can chat anytime by choosing the icon at the bottom of the help center.During the Income Tax Course, should H&R Block learn of any student’s employment or intended employment with a competing professional tax preparation company, H&R Block reserves the right to immediately cancel the student’s enrollment. The student will be required to return all course materials. CTEC# 1040-QE-2773 ©2023 HRB Tax Group, Inc. File your taxes with an H&R Block local tax office in Foley, AL. H&R Block is here for your tax preparation needs. Call us (251 ... State restrictions may apply. The Income Tax Course consists of 63 hours of instruction at the federal level, 70 hours of instruction in Maryland, 81 hours of instruction in California, and 81 hours of ...1115 Harrison Ave. Centralia, WA 98531. (360) 736-1004. Get Directions. Open today : 9:00am - 7:00pm. Make appointment Get started from home. Bookkeeping services also offered nationwide. Learn more.May be changed or discontinued at any time. File your taxes with an H&R Block local tax office in Albion, PA. H&R Block is here for your tax preparation needs. Call us (814) 756-4170 or book an appointment online. File your taxes with an H&R Block local tax office in Amery, WI. H&R Block is here for your tax preparation needs. Call us (715) 268-8411 or book an appointment online. H and R block Skip to content. Taxes ... Approval review usually takes 3 to 5 minutes but can take up to one hour.Specialties: H&R Block tax professionals know taxes and can handle your tax needs and maximize your refund. Set up an appointment in your local tax preparation office or work with your tax consultant from home. Whether you come in to your local Rancho Sta Margarita H&R Block office to work with your tax pro or drop off your documents and go, your well …There are many career opportunities at H&R Block to lead you to success. H and R block Skip to content. Careers Why H&R Block ... which may be non-refundable. State restrictions may apply. The Income Tax Course consists of 63 hours of instruction at the federal level, 70 hours of instruction in Maryland, 81 hours of instruction in ...Give us your name and phone number, and one of our Tax Experts will give you a call. To best support you and preferred language, here are our hours of operation for all provinces: English - Hours of operation. French - Hours of operation (Québec) Day of Week. Time (EST) Time (EST) Monday. 9:00 -17:00.H&R Block Opening Hours: The hours that the offices are open for business vary depending on where they are located. Most H&R offices are open between 9:00 AM and 10:00 AM on weekdays between Monday and Saturday. However, it opens at 11 o’clock on Sundays, which is a little later than usual. Tax Identity Shield. $35. If your tax identity is stolen, your refund could be affected. 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TTY/TDD for people with hearing impairments: (800) 829-4059. H&R Block - Kitchener - phone number, website, address & opening hours - ON - Tax Return Preparation. Find a Tax Professional at H&R Block, the brand clients have trusted for over 50 years for income tax preparation. With over 1200 locations nationwide expertise is just around the ...H&R Block Opening Hours: The hours that the offices are open for business vary depending on where they are located. Most H&R offices are open between 9:00 AM and 10:00 AM on weekdays between Monday and Saturday. However, it opens at 11 o’clock on Sundays, which is a little later than usual. Aug 29, 2023 · H&R Block Deluxe Tax Software helps tax filers maximize deductions on homes and other investments and gives them everything they need to easily file federal and state taxes-including a help center with over 13,000 searchable articles.15.2 "H&R Block Affiliates" includes any entities that directly or indirectly control, are controlled by, or are under common control with HRB Digital LLC or HRB Tax Group, Inc. 15.3 "Products and Services" means the Software, the Products and Services listed and described in Section 6, and any other product or service offered or delivered by H ... Advertisement H & R Block Outlet > 13 Locations in Honolulu www.hrblock.com 4.2 Name Address Phone H & R Block - Honolulu - Hawaii 1585 Kapiolani Blvd (808) 955-0120 H …File with a tax pro Hand off your taxes to a pro specialized in small business; File on your own File on your own time, with expert help at any time; Self-employed taxes Sole proprietors, freelancers, contractors, single member LLCs; S Corp taxes Businesses with S Corp election; C Corp taxes Incorporated businesses; Partnership taxes Multi-member …File your taxes with an H&R Block local tax office in Lockport, IL. H&R Block is here for your tax preparation needs. Call us (815) 838-8035 or book an appointment online. Online Tax Adviser team. (03) 9058 5950. Business Services. 13 40 42. Bookkeeping Services. 13 40 42. Income tax course support. 1300 730 016. Self Managed Super Fund. Insider’s Rating 4.5/5. Perks. Pull up a chair in H&R Block's office or stay put on your couch. 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Please enter what you're searching for.Block AcademyIf you’re one of the millions of people who need to call the IRS every year, here’s the IRS phone number – and what you need to know before calling. Individuals: (800) 829-1040. Businesses: (800) 829-4933. TTY/TDD for people with hearing impairments: (800) 829-4059. Relax knowing your return is filed accurately with ease. Get the best of both worlds when you add Tax Pro Review to your online tax prep. You'll complete your return, and an expert tax pro will review your work before you submit, making sure it's accurate, error-free, and certain to get your maximum refund, guaranteed. H&R Block - Timmins - phone number, website, address & opening hours - ON - Tax Return Preparation.File your taxes with an H&R Block local tax office in Hyannis, MA. H&R Block is here for your tax preparation needs. Call us (508) 775-7370 or book an appointment online. The Operations Specialists - Seasonal is responsible for non-systems duties such as delivering supplies/materials to offices, basic maintenance repairs and… Posted Posted 30+ days ago · More... View all H&R Block jobs in Douglasville, GA - Douglasville jobs - Operations Associate jobs in Douglasville, GA15.2 "H&R Block Affiliates" includes any entities that directly or indirectly control, are controlled by, or are under common control with HRB Digital LLC or HRB Tax Group, Inc. 15.3 "Products and Services" means the Software, the Products and Services listed and described in Section 6, and any other product or service offered or delivered by H ... Tax Preparation Service. 2800 Bella Vista Way Bella Vista, Arkansas 72714. Stacy Walling Mar 10th, 2023. Always professional and prompt service. Very friendly and knowledgeable staff. ( 76 Reviews ) H&R Block. Tax Preparation Service, Tax Consultant. 5850 AL-53 Ste I Harvest, Alabama 35749.H&R Block - Timmins - phone number, website, address & opening hours - ON - Tax Return Preparation.Product Features: Free unlimited real-time chat* with a tax expert. Free Audit Support — the only tax software that includes in-person audit representation at no extra cost†. Step-by-step Q&A easily guides customers through their return. Easily import from TurboTax and Quicken software. Quickly and easily imports W-2, 1099, and last year ...Jan. 24, 2024. The Biden administration is pausing a decision on whether to approve what would be the largest natural gas export terminal in the United States, a delay that could …The H&R Block Income Tax Course consists of 22 sessions that includes a mid-term and final exam. There are 37 hours of instructor-led sessions and 25 hours of self-study (20 hours of federal tax and 5 hours of state). See the course schedules for more details. Please note, for Texas students theH&R Block in Langhorne, 2300 E Lincoln Hwy Store 258 A, Langhorne, PA, 19047, Store Hours, Phone number, Map, Latenight, Sunday hours, Address, Tax Services If you are a new to this site, and are interested in taking the H&R Block Income Tax Course or the Tax Knowledge Assessment, click on the Register here link on the left to register and create an account.; To search for available courses as a guest, click on the Browse Catalog link on the left.; For returning ITC/TKA Guest users, enter your Username and Password …During the Income Tax Course, should H&R Block learn of any student’s employment or intended employment with a competing professional tax preparation company, H&R Block reserves the right to immediately cancel the student’s enrollment. The student will be required to return all course materials. CTEC# 1040-QE-2773 ©2023 HRB Tax Group, Inc. Work Center is a secure online portal for H&R Block employees and associates. Here you can access your work schedule, payroll information, benefits, training resources, and more. To log in, you need your H&R Block user ID and password. If you have any issues with logging in, you can find help from the related webpages below. H&R Block Canada Headquarters. 2600, 700 – 2nd Street SW. Calgary, AB T2P 2W2.H&R Block - Leduc - phone number, website, address & opening hours - AB - Tax Return Preparation. Find a Tax Professional at H&R Block, the brand clients have trusted for over 50 years for income tax preparation. With over 1200 locations nationwide expertise is …Need Live Support? 1-800-HRBLOCK (1-800-472-5625) or Find An Office and Book An Appointment today . Have questions after using our tax tax calculator or reviewing your W-4? Our knowledgeable tax pros including CPAs and Enrolled Agents can help! File your taxes locally with one of our H&R Block offices near you. File your taxes with an H&R Block local tax office in Foley, AL. H&R Block is here for your tax preparation needs. Call us (251 ... State restrictions may apply. The Income Tax Course consists of 63 hours of instruction at the federal level, 70 hours of instruction in Maryland, 81 hours of instruction in California, and 81 hours of ...File your taxes with an H&R Block local tax office in Walnut Creek, CA. H&R Block is here for your tax preparation needs. Call us (925) 932-5863 or book an appointment online. Get your files ready. E-file opens Monday, Jan. 29. ... Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for ...1.8 mi H & R Block Allentown, PA 18103 1.8 mi H & R Block Allentown, PA 18101 2.1 miFile your taxes with an H&R Block local tax office in Cedar Park, TX. H&R Block is here for your tax preparation needs. Call us (512) 260-1094 or book an appointment online. Operating hours: Monday - Sunday. 10am to 9.30pm. Friday. 2pm to 9.30pm. Our location: 1st Floor, The Mall Gadong. Unit 9, Ground Floor, Block H, Abdul Razak Complex, Gadong. Ground Floor, Times Square Shopping Mall. Inquiry or more info, visit us or call us at: 736 9999 233 9999 (Times Square)H&R Block live chat is available free of charge as long as you aren’t using the free product. If you’re using the free product, you’ll need to upgrade to H&R Block Plus. You can easily do that at any time by choosing H&R Block Plus on the left-hand menu. You can chat anytime by choosing the icon at the bottom of the help center.Get H&R Block support and help for online and software tax preparation products. ... which may be non-refundable. State restrictions may apply. The Income Tax Course consists of 63 hours of instruction at the federal level, 70 hours of instruction in Maryland, 81 hours of instruction in California, and 81 hours of instruction in Oregon.IT Department. H&R Block's HR department is led by Teri Daley (Vice President Corporate Communications) and has 2738 employees . Get Contacts for HR Department. There are many career opportunities at H&R Block to lead you to success. H and R block Skip to content. Careers Why H&R Block ... State restrictions may apply. The Income Tax Course consists of 63 hours of instruction at the federal level, 70 hours of instruction in Maryland, 81 hours of instruction in California, and 81 hours of ...How much does H&R Block pay? H&R Block pays its employees an average of $14.48 an hour. Hourly pay at H&R Block ranges from an average of $10.34 to $24.32 an hour. H&R Block employees with the job ...Python was originally designed for software development. If you have previous experience with Java or C++, you may be able to pick up Python more naturally than R. If you have a background in statistics, on the other hand, R could be a bit easier. Overall, Python’s easy-to-read syntax gives it a smoother learning curve.The average H&R Block salary ranges from approximately $30,000 per year for Desktop Support Technician to $145,743 per year for Director of Strategy. Average H&R Block hourly pay ranges from approximately $10.00 per hour for Customer Support Representative to $25.50 per hour for Medical Assistant. Salary information comes from …File your taxes with an H&R Block local tax office in Wauconda, IL. H&R Block is here for your tax preparation needs. Call us (847) 526-8877 or book an appointment online. ... State restrictions may apply. The Income Tax Course consists of 63 hours of instruction at the federal level, 70 hours of instruction in Maryland, 81 hours of instruction ...The H&R Block Income Tax Course consists of 22 sessions that includes a mid-term and final exam. There are 37 hours of instructor-led sessions and 25 hours of self-study (20 hours of federal tax and 5 hours of state). 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All checks are subject to approval for ...Product Features: Free unlimited real-time chat* with a tax expert. Free Audit Support — the only tax software that includes in-person audit representation at no extra cost†. Step-by-step Q&A easily guides customers through their return. Easily import from TurboTax and Quicken software. Quickly and easily imports W-2, 1099, and last year ...How much does H&R Block pay? H&R Block pays its employees an average of $14.48 an hour. Hourly pay at H&R Block ranges from an average of $10.34 to $24.32 an hour. H&R Block employees with the job ...Wondering when H&R Block 2024 tax software will be available so you can start working on your taxes as soon as possible? At H&R Block, we’re happy to make it easy for you to jump into your taxes early. The H&R Block 2024 release date for software products will be in Nov. 2023. 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Tell us more about you and your tax situation, then upload last year’s return. File your return with our 100% Accuracy Guarantee. Our software automatically double-checks your work at no additional cost. Download.Your taxes are in great hands with U.S. expat tax services from H&R Block. Work with our international tax advisors or do your own online with our easy tools designed specifically for you — all with 100% accuracy guaranteed. 1 Go to disclaimer for more details. Designed specifically for U.S. citizens living overseasWork Center is a secure online portal for H&R Block employees and associates. Here you can access your work schedule, payroll information, benefits, training resources, and more. To log in, you need your H&R Block user ID and password. If you have any issues with logging in, you can find help from the related webpages below. File your taxes with an H&R Block local tax office in Rego Park, NY. H&R Block is here for your tax preparation needs. Call us (718) 897 ... which may be non-refundable. State restrictions may apply. The Income Tax Course consists of 63 hours of instruction at the federal level, 70 hours of instruction in Maryland, 81 hours of ...Operating hours: Monday - Sunday. 10am to 9.30pm. Friday. 2pm to 9.30pm. Our location: 1st Floor, The Mall Gadong. Unit 9, Ground Floor, Block H, Abdul Razak Complex, Gadong. Ground Floor, Times Square Shopping Mall. Inquiry or more info, visit us or call us at: 736 9999 233 9999 (Times Square)Feb 13, 2023. Thank you for your feedback. We stand behind our work and ensure that every client who files with us receives the H&R Block Guarantee. Our Tax Professionals are here to review your return and resolve any errors. Please call us at 1-800-472-5625 so we can assist in setting a time that works best for you.Enjoy the freedom of starting your taxes on your own time. Follow the easy, step-by-step process. 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The Biden administration is pausing a decision on whether to approve what would be the largest natural gas export terminal in the United States, a delay that could …There are many career opportunities at H&R Block to lead you to success. H and R block Skip to content. Careers Why H&R Block ... State restrictions may apply. The Income Tax Course consists of 63 hours of instruction at the federal level, 70 hours of instruction in Maryland, 81 hours of instruction in California, and 81 hours of ...Building materials and machines , Car rental , Coffee and tea , Ice cream , Shoes , More chain stores. See the opening times for more shops. Hours of Operation for shops, banks and businesses. Branch locator including hours & locations of all store locations near you. Hours for today, monday till friday and in weekends on saturday and sunday ... File your taxes with an H&R Block local tax office in Annapolis, MD. H&R Block is here for your tax preparation needs. Call us (410) 266-8633 or book an appointment online. ... State restrictions may apply. The Income Tax Course consists of 63 hours of instruction at the federal level, 70 hours of instruction in Maryland, 81 hours of ...Need Live Support? 1-800-HRBLOCK (1-800-472-5625) or Find An Office and Book An Appointment today . Have questions after using our tax tax calculator or reviewing your W-4? Our knowledgeable tax pros including CPAs and Enrolled Agents can help! File your taxes locally with one of our H&R Block offices near you. Temporary, Full-time, Part-time. Block Advisors Receptionist Menlo Park & Palo Alto. Palo Alto, CA. $17.50 - $18.00 an hour. Easily apply. Urgently hiring. 1 day ago. Temporary, Full-time. Immediate Hiring Front Desk Support Knoxville, Oak Ridge & Alcoa Areas.Insider’s Rating 4.5/5. Perks. Pull up a chair in H&R Block's office or stay put on your couch. They have all the tax filing options you need. 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During the Income Tax Course, should H&R Block learn of any student’s employment or intended employment with a competing professional tax preparation company, H&R Block reserves the right to immediately cancel the student’s enrollment. The student will be required to return all course materials. CTEC# 1040-QE-2773 ©2023 HRB Tax Group, Inc. The above information has been compiled from the FDD of H&R Block. Year of FDD: 2023. Find detailed information about H&R Block franchise costs and fees. H&R Block franchisees operate a tax return …H&R Block in Spencer, 712 11th St SW, Ste 2, Spencer, IA, 51301, Store Hours, Phone number, Map, Latenight, Sunday hours, Address, Tax Services Click Allow to know exact operating hours for all brands in your life! Hours Guide. H & R Block. California. Palo Alto. 94301. H & R Block in Palo Alto, CA 94301. Advertisement. 655 High St Palo Alto, California 94301 (650) 858-8501. Get Directions > 4.2 based on 87 votes. Hours. 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Weekly hours. Sunday Sun 12:00 pm - 5:00 pm; Sunday Sun 10:00 am - 6:00 pm; Sunday Sun 10:00 am - 6:00 pm; Sunday Sun 10:00 am - 6:00 pm; Sunday Sun 10:00 am - 6:00 pm; Sunday Sun 10:00 am - …Jan. 24, 2024. The Biden administration is pausing a decision on whether to approve what would be the largest natural gas export terminal in the United States, a delay that could …The Emerald Card is a reloadable prepaid debit card for direct deposit of your tax refund that can be used year round with easy access to your funds. The Emerald Card can be used anywhere Debit Mastercard is accepted. You can add money to your Card account at any time by receiving a direct deposit 113 Go to disclaimer for more details (payroll, …Operating system: Mac OS® X 10.15.7 or higher. Browser: Safari® 15.6.1 or higher. General: Hard-Disk Space: 170MB. Monitor: 1024×768, SVGA color monitor. Printer: Compatible inkjet or laser. Speakers and Sound Card: For videos / animations. You’ll also need an internet connection to meet H&R Block software system requirements. expectations. At H&R Block, we strive to provide 5-Star customer satisfaction each and every time. We’d like the opportunity to work with you to address your concerns. Please contact our support team at 1-800-. 472-5625 at your earliest convenience. Les H. Plano, TX. 0. Mar 5, 2016.Get the latest tax news to your email. Email Address. By clicking the Subscribe button, you consent to receiving electronic messages from H&R Block Canada regarding product offerings, tax tips, and promotional materials. You can withdraw your consent at any time by emailing us at [email protected]: H&R Block tax professionals know taxes and can handle your tax needs and maximize your refund. Set up an appointment in your local tax preparation office or work with your tax consultant from home. Whether you come in to your local Broadlands H&R Block office to work with your tax pro or drop off your documents and go, your well-being is our …There are many career opportunities at H&R Block to lead you to success. H and R block Skip to content. Careers Why H&R Block ... which may be non-refundable. State restrictions may apply. The Income Tax Course consists of 63 hours of instruction at the federal level, 70 hours of instruction in Maryland, 81 hours of instruction in ...H&R Block - Aylmer - phone number, website, address & opening hours - ON - Tax Return Preparation. Find a Tax Professional at H&R Block, the brand clients have trusted for over 50 years for income tax preparation. 13991 H&R Block Remote Tax jobs. Search job openings, see if they fit - company salaries, ... $11.00 Per Hour ... Operations Manager Career. Jobs Salaries Interviews. Call Center Representative Career.IT Department. H&R Block's HR department is led by Teri Daley (Vice President Corporate Communications) and has 2738 employees . Get Contacts for HR Department. File your taxes with an H&R Block local tax office in Cleveland, TN. H&R Block is here for your tax preparation needs. Call us (423) 472-0694 or book an appointment online. Welcome to our Anointing for Exemption Services. If you have recently given your life to Christ, kindly complete the decision form @...H&R Block live chat is available free of charge as long as you aren’t using the free product. If you’re using the free product, you’ll need to upgrade to H&R Block Plus. You can easily do that at any time by choosing H&R Block Plus on the left-hand menu. You can chat anytime by choosing the icon at the bottom of the help center.H&R Block - 328 Domer Ave Laurel. H&R Block Hours & Locations - Overview of all hours of operation today, on weekdays and for Saturday's and Sunday's. 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The Income Tax Course consists of 63 hours of instruction at the federal level, 70 hours of instruction in Maryland, 81 hours of instruction in California, and ...H & R Block Hours by Major Cities Albuquerque Atlanta Bronx Brooklyn Charlotte Chicago Cincinnati Dallas Houston Indianapolis Kansas City Los Angeles Memphis New York …H&R Block, Inc., or H&R Block, is an American tax preparation company operating in Canada, the United States, and Australia. ... in some cases purchasing up to 49.9 percent of the loans, and further alleged that H&R Block at times held onto a customer's tax refund for purposes of paying off RAL-related debt from previous years, ...94-16 63rd Dr. Rego Park, NY 11374. (718) 897-3850. Get Directions. Open today : 9:00am - 8:00pm. Make appointment Get started from home. Bookkeeping services also offered nationwide. Learn more. 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The selected candidate must possess a passion for operational excellence, ...Operating hours: Monday - Sunday. 10am to 9.30pm. Friday. 2pm to 9.30pm. Our location: 1st Floor, The Mall Gadong. Unit 9, Ground Floor, Block H, Abdul Razak Complex, Gadong. Ground Floor, Times Square Shopping Mall. Inquiry or more info, visit us or call us at: 736 9999 233 9999 (Times Square)Temporary, Full-time, Part-time. Block Advisors Receptionist Menlo Park & Palo Alto. Palo Alto, CA. $17.50 - $18.00 an hour. Easily apply. Urgently hiring. 1 day ago. Temporary, Full-time. Immediate Hiring Front Desk Support Knoxville, Oak Ridge & Alcoa Areas.The H&R Block Income Tax Course consists of 22 sessions that includes a mid-term and final exam. There are 37 hours of instructor-led sessions and 25 hours of self-study (20 hours of federal tax and 5 hours of state). See the course schedules for more details. Please note, for Texas students theH&R Block in London, 397 Wellington Rd, London, ON, N6C 4P9, Store Hours, Phone number, Map, Latenight, Sunday hours, Address, Tax Services. Categories Popular Categories. Supermarkets Pharmacy Fastfood Coffee Shops Fashion & Clothing Banks Petrol Stations Department Stores. Groups ...H&R Block Store Locator Address, Contact Information, & Hours of Operation for all H&R Block Locations Please select your state below. Alaska Alabama Arkansas Arizona …File your taxes with an H&R Block local tax office in Wauconda, IL. H&R Block is here for your tax preparation needs. Call us (847) 526 ... which may be non-refundable. State restrictions may apply. The Income Tax Course consists of 63 hours of instruction at the federal level, 70 hours of instruction in Maryland, 81 hours of ...Aug 29, 2023 · H&R Block Deluxe Tax Software helps tax filers maximize deductions on homes and other investments and gives them everything they need to easily file federal and state taxes-including a help center with over 13,000 searchable articles.H&R Block - Timmins - phone number, website, address & opening hours - ON - Tax Return Preparation. Find a Tax Professional at H&R Block, the brand clients have trusted for over 50 years for income tax preparation. How to start a Nevada LLC. LLC formation varies from state to step. Forming a Nevada limited liability company requires the following specific steps. 1. Choose your Nevada LLC name. Coming up with a memorable business name takes a lot of work. You want something unique yet easy to remember. There are many career opportunities at H&R Block to lead you to success. H and R block Skip to content. Careers Why H&R Block ... State restrictions may apply. The Income Tax Course consists of 63 hours of instruction at the federal level, 70 hours of instruction in Maryland, 81 hours of instruction in California, and 81 hours of ...File your taxes with an H&R Block local tax office in Wauconda, IL. H&R Block is here for your tax preparation needs. Call us (847) 526-8877 or ... State restrictions may apply. The Income Tax Course consists of 63 hours of instruction at the federal level, 70 hours of instruction in Maryland, 81 hours of instruction in California, and ...H&R Block Store Locator Address, Contact Information, & Hours of Operation for all H&R Block Locations Please select your state below. Alaska Alabama Arkansas Arizona …Jan 4, 2024 · H&R BLOCK OPENING HOURS: HR Block Hours during which offices are open depend on the location they are situated. On weekdays between Mondays and Saturday, most H&R locations are operational between 9:00 AM to 10:00 AM. However, the office is open until 11:00 am on Sundays which is slightly earlier than normal. Days. The Emerald Card is a reloadable prepaid debit card for direct deposit of your tax refund that can be used year round with easy access to your funds. The Emerald Card can be used anywhere Debit Mastercard is accepted. You can add money to your Card account at any time by receiving a direct deposit 113 Go to disclaimer for more details (payroll, …Specialties: H&R Block tax professionals know taxes and can handle your tax needs and maximize your refund. Set up an appointment in your local tax preparation office or work with your tax consultant from home. Whether you come in to your local Colonie H&R Block office to work with your tax pro or drop off your documents and go, your well-being is our top …Product Features: Free unlimited real-time chat* with a tax expert. Free Audit Support — the only tax software that includes in-person audit representation at no extra cost†. 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